Life Happens makes every effort to protect the privacy of those who access the Life Happens Pro website. To enhance your user experience, we collect and store certain information that is generated automatically as you navigate through our site. For example, we use a standard feature found in browser software called a “cookie.” Cookies are small files that your web browser places on your hard drive for record-keeping purposes. By showing how and when visitors use the Site, cookies help us track user trends and patterns. They also prevent you from having to re-enter your preferences on certain areas of the site, like our insurance needs calculators, where you may have entered preference information before. Another example of information that we automatically collect as you navigate the site is information about your computer’s connection to the Internet. This information allows us, among other things, to improve the delivery of our web pages to you and to measure traffic on the Site. Gathering and evaluating traffic data enables us to make site adjustments that enhance the overall user experience.
Our site includes links to other websites, whose privacy policies we do not control. When you access another website through our site, use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. Life Happens is not responsible for and has no control over the privacy policies, if any, of such external sites.
Life Happens produces educational and marketing resources that insurance professionals can download and share with a Life Happens Pro subscription. To conduct e-commerce transactions, Life Happens may collect contact and identification information from visitors to the Site who voluntarily provide such information during the account registration process, such as their name, company and/or association affiliation, title, telephone number, mailing address, e-mail or URL address, designations, and practice areas. Life Happens may use this information to process account registration and disseminate print or electronic communications such as promotional emails or product surveys.
To better serve our customers, Life Happens occasionally uses survey information to help gauge customer satisfaction and the interest and opinions about the insurance industry, Life Happens products, its programs, and its services. Unless required by law, or as otherwise noted in a survey request, Life Happens does not disclose to third parties the identities of those who respond to surveys, but may disclose to the public the survey responses themselves, both individually and in the aggregate. If you don’t want to participate in such communications, you will need to contact Life Happens.
Life Happens also collects information from visitors to the Site who make purchases on the site and who voluntarily provide contact and credit card information for registration or purchase purposes. Except as needed for registration or purchase purposes, or unless required by law, Life Happens does not disclose credit card information to third parties.
Californian users of Life Happens have additional rights afforded to them under the California Consumer Privacy Act (CCPA).
Life Happens does not “sell” (as defined in the CCPA) the personal information of Life Happens users.
Making a request in relation to your personal information:
The CCPA gives California consumers various rights with respect to the personal information we collect, including the right to (subject to certain limitations):
1.) Request to access the personal information Life Happens has about you; and
2.) Request that Life Happens delete all of your personal information.
California users may make a request by contacting us at Life Happens, 1530 Wilson Boulevard, Suite 1060, Arlington, VA 22209.
Notwithstanding Life Happens’ efforts to protect the privacy of visitors to the Life Happens Pro website, transmission of sensitive or confidential information to the Life Happens website should be guided by an understanding that electronic communications are not entirely secure against interception.
Questions or comments about this Privacy Statement or the Life Happens website may be sent to Life Happens, 1530 Wilson Boulevard, Suite 1060, Arlington, VA 22209.